For United States Citizens or Residents:
apply in your own name
be a U.S. citizen or resident
be of minimum signing age in your state of residence
have an income of at least USD$30,000 p.a. from all sources including investments.
hold a current and validly issued U.S. passport or drivers’ license or Social Security card.
ensure all information you provide in the online application form is true and accurate in all respects and does not omit any information which could affect our decision to offer you credit.
have a clear credit history, with no defaults, court judgments, tax liens or bankruptcies within the past 5 years.
*Additional terms and conditions may apply.
For United Kingdom Citizens or Residents:
apply in your own name
be 18 years or over
be a British citizen or permanent resident
have an income of at least GBP£30,000 p.a. from all sources including investments.
ensure all information you provide in the online application form is true and accurate in all respects and does not omit any information which could affect our decision to offer you credit
have a clear credit history, with no defaults, court judgments or bankruptcies within the past 5 years
not be an undischarged bankrupt
hold a current UK driving license or a current and validly issued UK passport or photo ID card; and
have a nominated account from which we are able to make regular direct debits for amounts you are responsible for paying us under your credit contract (we cannot offer credit to you unless we are able to automatically debit required payments from your nominated account).
*Additional terms and conditions may apply.
For Australian Citizens or Residents:
apply in your own name
be 18 years or over
be an Australian citizen or permanent resident
have an income of at least AUD$30,000 p.a. from all sources including investments.
ensure all information you provide in the online application form is true and accurate in all respects and does not omit any information which could affect our decision to offer you credit
have a clear credit history, with no dishonors, defaults, court judgments, or bankruptcies within the past 5 years
not be an undischarged bankrupt
hold a current and validly issued driver's license issued by an Australian State or Territory roads and traffic authority or a current and validly issued Australian passport by the Australian government; and
have a nominated account from which we are able to make regular direct debits for amounts you are responsible for paying us under your credit contract (we cannot offer credit to you unless we are able to automatically debit required payments from your nominated account).
*Additional terms and conditions may apply.
For New Zealand Citizens or Residents:
apply in your own name
be 18 years or over
be a New Zealand citizen or permanent resident
have an income of at least NZD$30,000 p.a. from all sources including investments.
ensure all information you provide in the online application form is true and accurate in all respects and does not omit any information which could affect our decision to offer you credit
have a clear credit history, with no dishonors, defaults, court judgments or bankruptcies within the past 5 years
not be an undischarged bankrupt
hold a current and valid driver's license issued by a New Zealand roads and traffic authority or a current and validly issued New Zealand passport by the New Zealand government; and
have a nominated account from which we are able to make regular direct debits for amounts you are responsible for paying us under your credit contract (we cannot offer credit to you unless we are able to automatically debit required payments from your nominated account).
*Additional terms and conditions may apply.
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